Building and Contents Elements Covered:
- Foundation Elements
- Required Utility Connections
- Sump Pumps
- Well Water Tanks and Pumps
- Oil Tanks and the oil in them
- Cisterns and the water in them
- Natural Gas Tanks and the gas in them
- Pumps and/or Tanks used in conjunction with solar energy
- Furnaces
- Hot Water Heaters
- Clothes Washers and Dryers
- Food Freezers and the Food in them
- Air Conditioners
- Heat Pumps
- Electrical Junction and Circuit Breaker Boxes
- Clean-up
- Elevators, Dumbwaiters, and Equipment, except for such equipment located below the base flood level, if such equipment was installed on or after October 1, 1987
Elements Covered in Basements Only:
Unpainted drywalls and sheetrock walls, including fiberglass insulation, and ceilings (replace, and in substitution for finished walls)
Elements Not Covered in Basements and Elevated Building Enclosures*:
- Contents
- Improvements such as Finished Walls, Floors, and Ceilings
- Building Equipment and Fixtures Not Specifically Covered
*NOTE: In the case of elevated buildings, coverage limitation applies only to post-firm elevated buildings in Special Hazard Areas designated as Zones A1-30 (AE), AH, and V1-30 (VE).
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